Detailed Service Descriptions

Insurance to pay monthly payments for the customer during a disability, or to pay off a loan in case of death, on consumer loans of all types. Quotation software & professional loan officer training is also available.

A program designed to allow debt cancellation, termination, suspension or deferment. Covered events may include: death, disability, involuntary unemployment, family leave, hospitalization, or other unforeseen occurrences.

Insurance that pays mortgage monthly payment during disability or pays off the mortgage in case of death. Easy underwriting requirements & competitive pricing.

Policies available from 1 to 30 years. Single premium to monthly ACH. $5,000 to $1,000,000 available with simple two question underwriting to complete physical requirements. Point of sale to mass marketing mail pieces to telemarketing.

GAP Coverage protects the customer against financial loss in the event his/her vehicle is damaged beyond repair (totaled) or stolen and never recovered. With GAP coverage, the deficiency balance is then waived.

Protection for customer beyond factory warranty. This product is available to both new & used vehicles with very competitive pricing.

Force Placed Limited Dual Coverage that tracks consumer and mortgage portfolios and identifies uninsured customers. Available with full service tracking, or the financial institution can track/report.

A blanket single premium that protects the bank on repossessed collateral with damage. Practically eliminates insurance tracking procedures.

Provides coverage on a wide variety of collateral types & gives you the flexibility to place physical damage protection on loans where the borrower cannot or will not provide you with an adequate insurance policy of their own.

Forced hazard coverage on residential or commercial, occupied or vacant, and REO's. Individual or Blanket coverage available.

Blanket coverage paid monthly or annually that eliminates the need to track insurance policies on Home Equity or Second Mortgage loans.

Write-Your-Own (WYO) flood insurance for properties in participating communities. Force placed coverage available for both participating & non-participating communities. Excess coverage is also available.

On-line software and Internet accessible. Extremely accurate & turnaround time is instantaneous 90% of the time. If manual determination is required, turnaround time is 1-4 hours.

Bundled services along with flood certifications. Can be ordered via secure website. Allows institution to close the loan quicker. Requires inputting of pertinent information only once. Can order as many or as few of services needed.

A complete package of popular financial service products that are designed for financial institutions. This will not only attract new customers and retain old customers, but it will also provide a good source of fee income.

A simple, no-hassle direct-mail program can offer customers $1,000, $2,000 or $3,000 of no-cost AD&D coverage each year as a "thank you" for their business. The program also allows your clients to purchase $25,000 to $250,000 of additional coverage at special group rates.

A performance improvement company provides OptionZ, a popular incentive/promotional program featuring gift cards to over 75 of America's most popular restaurants and retailers. This turn-key program has proven to capture consumers' attention, engage them emotionally and motivate them to take action.

Self Insured Blanket Single Interest with Stop Loss and Reduced Premium Point of Sale CPI Carve-out.

Home Bundled Program - a product that can offered on Mortgages, Home Equity's and Auto loans to help with retention, acquisition and revenue generating.

Automobile Deductible Reimbursement Plan service.

The New Vista team delivers single-source, end-to-end mortgage settlement solutions for residential and commercial environments, allowing our clients to focus on their corporate production responsibilities. These mortgage loan products provide value, expedience and convenience with nationwide coverage--bundled and delivered through user-friendly, industry-leading technology. We welcome the opportunity to discuss our menu of products, particularly regarding the compliance and risk issues facing originators in today's regulatory environment.

We are a Risk Analytics technology firm that markets three advanced products that empower you to deploy comprehensive valuation diligence. The Interagency Guidelines require lenders to maintain written real estate lending policies consistent with the principles of safety and soundness. Property evaluation must demonstrate that the methods, assumptions and value conclusions are reasonable and support the credit decision. Among other criteria, lenders must ensure that no obvious or material change in market conditions or physical aspects of the property threaten the adequacy of the institution's real estate collateral protection. As an integral component of underwriting, the collateral valuation program must maintain independence from all lending activities, collection processes, without any direct, indirect or prospective interest, financial or otherwise, in the property or transaction. RESIDx is pleased to introduce its revolutionary property surveillance and valuation audit which fully satisfies the Interagency Guidelines.

Since 2003, Accumatch has been a leading provider of Property Tax Reporting services and Property Tax Intelligence to the mortgage-servicing sector. Initially formed to meet a need for high quality data matching software within the Real Estate Industry, Accumatch leveraged its data and automation to deliver innovative and accurate property tax tracking services for non-escrowed loans, tax reporting & payment services for escrowed loans, and fully automated and instantaneous property tax certificates for the title industry.