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Credit Life & Disability
Insurance to pay monthly payments for the customer during a disability, or to pay off a loan in case of death, on consumer loans of all types. Quotation software & professional loan officer training is also available. Back to Services Debt Cancellation Protection A program designed to allow debt cancellation, termination, suspension or deferment. Covered events may include: death, disability, involuntary unemployment, family leave, hospitalization, or other unforeseen occurrences. Back to Services Mortgage Life & Disability Insurance that pays mortgage monthly payment during disability or pays off the mortgage in case of death. Easy underwriting requirements & competitive pricing. Back to Services Term Life Policies available from 1 to 30 years. Single premium to monthly ACH. $5,000 to $1,000,000 available with simple two question underwriting to complete physical requirements. Point of sale to mass marketing mail pieces to telemarketing. Back to Services GAP GAP Coverage protects the customer against financial loss in the event his/her vehicle is damaged beyond repair (totaled) or stolen and never recovered. With GAP coverage, the deficiency balance is then waived. Back to Services Extended Warranties Protection for customer beyond factory warranty. This product is available to both new & used vehicles with very competitive pricing. Back to Services Collateral Protection Force Placed Limited Dual Coverage that tracks consumer and mortgage portfolios and identifies uninsured customers. Available with full service tracking, or the financial institution can track/report. Back to Services Vendors Protection (VSI) A blanket single premium that protects the bank on repossessed collateral with damage. Practically eliminates insurance tracking procedures. Back to Services Pick-A-Loan Provides coverage on a wide variety of collateral types & gives you the flexibility to place physical damage protection on loans where the borrower cannot or will not provide you with an adequate insurance policy of their own. Back to Services Mortgage Fire Forced hazard coverage on residential or commercial, occupied or vacant, and REO's. Individual or Blanket coverage available. Back to Services Second Mortgage/Equity Coverage Blanket coverage paid monthly or annually that eliminates the need to track insurance policies on Home Equity or Second Mortgage loans. Back to Services Flood Insurance Write-Your-Own (WYO) flood insurance for properties in participating communities. Force placed coverage available for both participating & non-participating communities. Excess coverage is also available. Back to Services Flood Determination On-line software and Internet accessible. Extremely accurate & turnaround time is instantaneous 90% of the time. If manual determination is required, turnaround time is 1-4 hours. Back to Services Credit Bureau Reports/Automated Valuations/Mortgage Loan Reports Bundled services along with flood certifications. Can be ordered via secure website. Allows institution to close the loan quicker. Requires inputting of pertinent information only once. Can order as many or as few of services needed. Back to Services Club Checking A complete package of popular financial service products that are designed for financial institutions. This will not only attract new customers and retain old customers, but it will also provide a good source of fee income. Back to Services "Thank You" AD&D A simple, no-hassle direct-mail program can offer customers $1,000, $2,000 or $3,000 of no-cost AD&D coverage each year as a "thank you" for their business. The program also allows your clients to purchase $25,000 to $250,000 of additional coverage at special group rates. Back to Services Customer Motivators A performance improvement company provides OptionZ, a popular incentive/promotional program featuring gift cards to over 75 of America’s most popular restaurants and retailers. This turn-key program has proven to capture consumers’ attention, engage them emotionally and motivate them to take action. Back to Services |
| Hybrid
Solution - CPI / VSI Self Insured Blanket Single Interest with Stop Loss and Reduced Premium Point of Sale CPI Carve-out. Back to Services |
| Escrow
Tracking Home Bundled Program - a product that can offered on Mortgages, Home Equity's and Auto loans to help with retention, acquisition and revenue generating. Back to Services |
| ADR Automobile Deductible Reimbursement Plan service. Back to Services |
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End-to-End Mortgage Settlement Solutions The New Vista team delivers single-source, end-to-end mortgage settlement solutions for residential and commercial environments, allowing our clients to focus on their corporate production responsibilities. These mortgage loan products provide value, expedience and convenience with nationwide coverage--bundled and delivered through user-friendly, industry-leading technology. We welcome the opportunity to discuss our menu of products, particularly regarding the compliance and risk issues facing originators in today's regulatory environment Back to Services |
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Risk Analytics Technology
We are a Risk Analytics technology firm that markets
three advanced products that empower you to deploy
comprehensive valuation diligence.
Below is a description of the three services and
recommended uses for appropriate risk mitigation and
compliance:
The
Interagency Guidelines require lenders to maintain written real
estate lending policies consistent with the principles
of safety and soundness.
Property evaluation must demonstrate that the
methods, assumptions and value conclusions are
reasonable and support the credit decision.
Among other criteria, lenders must ensure that no
obvious or material change in
market
conditions or physical aspects of the property
threaten the adequacy of the institution's real estate
collateral protection.
As an integral component of underwriting, the collateral
valuation program must maintain
independence
from all lending activities, collection processes,
without any direct, indirect or prospective interest,
financial or otherwise, in the property or transaction. RESIDx is pleased to introduce its revolutionary property surveillance and valuation audit described below which fully satisfies the Interagency Guidelines: Back to Services |
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Property Tax Reporting Since 2003, Accumatch has been a leading provider of Property Tax Reporting services and Property Tax Intelligence to the mortgage-servicing sector. Initially formed to meet a need for high quality data matching software within the Real Estate Industry, Accumatch leveraged its data and automation to deliver innovative and accurate property tax tracking services for non-escrowed loans, tax reporting & payment services for escrowed loans, and fully automated and instantaneous property tax certificates for the title industry. Back to Services |
